A very recent example of a court both showing mercy and exercising the power it had with respect to a mortgagor’s equity of redemption with kindness is Winters v. Hunking, 2017 ONCA 909. A mortgagor, a man of limited abilities, and described by Blair J.A. as a man who “did everything wrong”, mortgaged his farm to the plaintiffs. In foreclosure proceedings, the Court of Appeal allowed him to keep the large difference between the amount needed to discharge his debts and the price that could be obtained for the land. The reasons for judgment and the decision are characterized by kindness and demonstrate the power of equity to allow the court to do what manifestly had to be done.