Have you ever thought about how your choice of vehicle impacts your auto insurance rates? Most people assume that expensive cars cost more to insure than budget friendly choices, but is that really true?

How much you pay for your auto insurance relies on a number of factors. This includes your driving record and where you live, but for most people, the biggest factor is the model and year of the vehicle you drive.

Auto insurers use the Canadian Loss Experience Automobile Rating (CLEAR) system to determine the odds that a type of vehicle will be involved in a claim, . . . [more]

I worked for several years as in-house counsel helping develop title insurance in western Canada. When I joined Assist (Alberta Lawyers’ Assistance Society), an organization whose purpose is to help lawyers with personal problems, a colleague commented, (tongue-in-cheek) that I would still be providing lawyers something they think they don’t need. As Executive Director of Assist, it has been my experience that lawyers are increasingly aware of the importance of seeking help for personal problems and before problems turn into crisis.

Assist has been focussed on increasing awareness in the hope every lawyer knows that there are free, professional and . . . [more]

The 10^th anniversary of the entry into force of treaty that set up the International Criminal Court (ICC) is a good moment to look back and ahead. There are now 15 cases from 7 situations before the court. Three are so-called self-referrals – Uganda, DRC, and the Central African Republic – and two cases came via the Security Council: Darfur and Libya. The Prosecutor, with leave from the judges, used his own powers to examine the situation in Kenya and Cote d’Ivoire. These are great achievements for an institution that is only 10 years old. There is also criticism. . . . [more]

A sailboat is an incredibly complex machine made up of other machines. It’s full of expensive parts whose cost seems to run proportionately with the length of their names – e.g., a “fiddle block with ratchet, cam, and becket.” Even something as apparently simple as the sail itself is a complex feat of engineering, with complex curves sown into the fabric. And the “ropes” these days are made of high-tech materials that can run many dollars per meter.

All of those expensive, complex, and absurdly named parts have to work together properly for a sailboat to even approach maximum performance. . . . [more]

The issue of succession for small firms and solo practitioners has received a significant amount of attention of late in Canada. The attention stems from a demographic reality that sees the majority of lawyers in many provinces in the country in excess of 50 years old and a general recognition that a substantial amount of these lawyers have not adequately planned for succession. Concerns regarding succession are especially poignant for small firms and solo practitioners who often suffer from a lack of resources to address succession issues but who are the most at risk for negative consequences due to an . . . [more]

Now this could be seen as a pretty strange question for one to ask . . . if it weren’t for the fact that so few law firms seem to have effectively answered this question.

Twice a year I have the privilege of conducting a one-day master class for new practice group leaders, usually held at the University of Chicago and hosted by the Ark Group. Over the years I have now conducted about a dozen of these sessions and in all cases the participants comprise firms of over 100 attorneys in size including the likes of Jones Day, . . . [more]

I am a big believer in lawn chair thinking. The expansive, blue sky imagining that can take place on summer holiday sitting by the lake, by the pool, or simply somewhere nice. For a moment a space is opened up in life and there is time to contemplate.

I also greatly appreciate the thinking that takes place under the conscious surface of the mind when we are otherwise occupied with other tasks and which announces itself with a “eureka” splash and at other times with a gentle slide into awareness “ahh”.

Margaret Wheatley, a leading writer and thinker about . . . [more]

The on-going debate on whether women lawyers can hold demanding jobs, especially at senior levels while also raising children, has exploded with this month’s article in The Atlantic magazine, “Why Women Still Can’t Have It All”. 

This well-written, lengthy article by a lawyer and professor at Princeton who gave up her dream job working with Hilary Clinton at the State Department in Washington, DC to return to Boston to be more present with her teenage sons, has sparked debates from the New York Times to the Globe and Mail. The Atlantic reports the article has broken readership records . . . [more]

Have you applied for insurance and been told there will be a contractual exclusion or increased premium?

It’s more common than you might think.

When a broker provides you with a life, disability or health insurance proposal, the price and contractual benefits assume that you are eligible as quoted.

Insurers will not make you an offer of insurance unless the odds of making a profit are in their favour and most people will receive an insurance offer exactly as quoted. However, there are times when an insurance applicant represents a financial risk that exceeds the insurer’s assumptions due to a . . . [more]

I am a horse for a single harness, not cut out for tandem or team-work…for well I know that in order to attain any definite goal, it is imperative that one person do the thinking and the commanding.
–Albert Einstein, quoted in Quiet: The Power of Introverts in a World that Can’t Stop Talking by Susan Cain

A new book called Quiet: The Power of Introverts in a World that Can’t Stop Talking has rocketed to the New York Times bestseller list. The author, Susan Cain, is a former Wall Street corporate lawyer. I got an early taste of Susan’s . . . [more]

Life is good. I have two great kids, I have been married to the man of my dreams for almost twenty years and I have a lot of happiness and laughter in my life. Life wasn’t always so peachy and I often feel that I have lived two completely different lives.

I was the black sheep in my family, but not because I was causing trouble or getting into things I shouldn’t have. When I was growing up, I woke up and went to bed to the smell of beer. I use to hide anything valuable and worried that things . . . [more]

In Tunisia they are working to build the law of the future. Law that does not oppress, that is fair and not applied capriciously, and that is applied even-handedly. The challenges are enormous because the law most people in Tunisia know is not like that.

I was in Sousse, the third largest city in Tunisia, and was being driven up a hill, down an asphalt road that looked slightly nicer than the one we just got off, and not just because it was lined with lights that looked as though they had been taken straight from a centre ville Paris . . . [more]